These Terms & Conditions govern your use of the nojl Casino platform, including all games, payment services, promotional offers, and related features. Please read them carefully before registering an account or placing any wagers. By accessing nojl, you agree to be bound by these terms in their entirety.
1.1 Platform Operator. nojl operates an online casino and sports betting platform accessible at nojl.org (the "Platform"). The Platform offers casino games, live dealer tables, sports betting markets, bingo, and related entertainment products to eligible users located in the Philippines. nojl operates in compliance with applicable Philippine gaming regulations.
1.2 Scope of Agreement. These Terms apply to all access to and use of the nojl Platform, whether via desktop browser, mobile browser, or any other means of access. These Terms apply in addition to any game-specific rules, promotion-specific terms, and any other supplementary policies published by nojl, all of which are incorporated herein by reference.
1.3 Language. These Terms are written in English. In the event of any conflict between an English version and any translated version of these Terms, the English version shall prevail in all respects.
1.4 Currency. All monetary amounts on the nojl Platform are denominated in Philippine Peso (PHP / ₱) unless otherwise expressly stated. All transactions, balances, wagering requirements, and promotional values are calculated and displayed in Philippine Peso.
2.1 Age Requirement. Access to nojl and participation in any real-money gaming activity on the Platform is strictly restricted to individuals who are at least twenty-one (21) years of age. This age threshold is set in accordance with applicable Philippine gaming law. Any person under the age of 21 is absolutely prohibited from registering an account, making a deposit, or placing any wager on nojl.
2.2 Jurisdiction. By accessing the nojl Platform, you represent and warrant that you are accessing the Platform from within the Philippines and that it is lawful for you to participate in online gaming activities under the laws applicable to you.
2.3 Single Account Policy. Each individual is permitted to hold only one (1) active account on the nojl Platform. The Platform further restricts to one account per:
The existence of multiple accounts held by the same individual, regardless of whether they are operated simultaneously or sequentially, is a material breach of these Terms and will result in the suspension of all associated accounts and the forfeiture of all balances therein.
2.4 Registration Accuracy. When registering an account at nojl, you must provide true, accurate, current, and complete information as required by the registration form. You are solely responsible for maintaining the accuracy of your registration details and must update them promptly if they change. nojl reserves the right to request supporting documentation to verify any information provided at registration.
2.5 Identity Verification (KYC). In compliance with Anti-Money Laundering Council (AMLC) regulations and applicable Philippine law, nojl may require you to complete an identity verification process before processing withdrawals or as otherwise required. Acceptable identity documents include a valid Philippine government-issued ID such as a driver's licence, passport, SSS ID, PhilHealth ID, or UMID. Failure to complete verification when requested will result in the suspension of withdrawal processing until compliance is achieved.
3.1 Account Security. You are solely responsible for maintaining the confidentiality of your nojl account credentials, including your username and password. You agree not to disclose your login credentials to any third party. nojl will never ask you for your password via email, SMS, or live chat. Any unauthorised use of your account must be reported to nojl customer support immediately.
3.2 Account Liability. You are fully liable for all activity conducted through your nojl account, whether or not such activity was authorised by you, unless and until you notify nojl of unauthorised access and nojl takes reasonable steps to suspend the account.
3.3 Account Inactivity. An account that has had no login activity for a continuous period of twelve (12) months or more is classified as inactive. nojl reserves the right to apply an administrative fee to inactive accounts as outlined in the current fee schedule published on the Platform. Notice will be provided before fees are applied. Accounts with a zero balance that remain inactive for 24 consecutive months may be closed at nojl's discretion.
4.1 Accepted Payment Methods. nojl accepts deposits and withdrawals via the following Philippine payment channels: GCash, Maya, QR Ph, GrabPay, InstaPay, PesoNet, BPI, BDO, Metrobank, and 7-Eleven CLiQQ (deposit only). The availability of specific payment methods may change without notice. The current list of accepted methods is displayed in the Platform cashier at time of transaction.
4.2 Minimum Deposit. The minimum deposit amount at nojl is ₱100 for GCash and Maya, and ₱200 for bank transfer methods. Minimum amounts for specific payment methods are displayed in the cashier at point of transaction.
4.3 Withdrawal Processing. nojl processes withdrawal requests 24 hours per day, 7 days per week, including Philippine public holidays. The target processing time for GCash and Maya withdrawals is under 30 minutes from approval. Bank transfer withdrawals (BPI, BDO, Metrobank) are processed within 1 to 3 banking hours. The minimum withdrawal amount is ₱200.
4.4 Withdrawal Conditions. The following conditions apply to all withdrawals:
4.5 Transaction Fees. nojl does not charge transaction fees on deposits or withdrawals processed through the Platform. Your bank or e-wallet provider may charge their own fees, for which nojl accepts no responsibility.
4.6 Currency and Conversion. All transactions on nojl are processed in Philippine Peso (PHP). nojl does not accept deposits in foreign currencies and does not perform currency conversion.
5.1 Game Rules. Each game available on the nojl Platform is governed by its own specific rules, which are made available within the game interface or accompanying documentation. In the event of any inconsistency between game-specific rules and these Terms, the game-specific rules shall apply in relation to gameplay mechanics, and these Terms shall apply in relation to account management, payments, and other general matters.
5.2 Minimum and Maximum Bets. Bet limits vary by game, table, and product category. Live Baccarat tables at nojl start from ₱20 per hand. Sports betting minimum stake is ₱20 per selection. Bingo tickets are available from ₱5. Current bet limits are displayed within each game prior to placing a wager.
5.3 Game Malfunction. In the event of a technical failure, system error, or game malfunction, the affected game round is void and any wager placed during the affected round will be refunded in full to the player's account balance. Winnings generated as a direct result of a game malfunction are not payable. nojl's determination of whether a malfunction has occurred is final, subject to review by the relevant game provider.
5.4 RNG Certification. All random number generator (RNG) based games offered on the nojl Platform are certified by independent testing laboratories. Game return-to-player (RTP) percentages are set by the game provider and are available on request.
5.5 Sports Betting. Sports betting markets are subject to their own specific rules covering event settlement, voided bets, live betting, and accumulator terms. These rules are published within the sports betting section of the Platform and are incorporated into these Terms by reference.
6.1 General Bonus Terms. All bonuses, promotions, free bets, cashback offers, and other promotional incentives offered by nojl are subject to the specific terms and conditions applicable to each promotion, which are published at the point of opt-in. By claiming any bonus or promotion on the nojl Platform, you agree to the specific terms of that promotion as well as these general Terms.
6.2 Wagering Requirements. Unless expressly stated otherwise, bonus funds credited to a nojl account are subject to wagering requirements before they may be withdrawn. The applicable wagering requirement multiplier is displayed in the specific promotion terms. Wagering requirements must be fulfilled within the stated validity period; failure to do so will result in the bonus and any associated winnings being removed from the account.
6.3 Bonus Abuse. nojl monitors accounts for patterns consistent with bonus abuse, including but not limited to creating multiple accounts to claim the same promotion, low-risk hedging strategies intended to circumvent wagering requirements, and systematic exploitation of promotional mechanics. Where nojl reasonably determines that bonus abuse has occurred, it reserves the right to cancel the bonus, void related winnings, and suspend the affected account.
6.4 Promotion Changes. nojl reserves the right to modify, suspend, or terminate any promotion or bonus offer at any time with reasonable notice. Changes will not affect bonuses already accepted and currently active on a player's account at the time of the change, except where continued operation of the promotion would be unlawful.
The following conduct is strictly prohibited on the nojl Platform. Engaging in any prohibited conduct constitutes a material breach of these Terms and may result in immediate account suspension, forfeiture of balances, and referral to relevant law enforcement or regulatory authorities where applicable.
8.1 Ownership. All content on the nojl Platform — including but not limited to text, graphics, logos, game assets, software, trademarks, and trade names — is the intellectual property of nojl or its licensed third-party content providers and is protected by applicable intellectual property laws.
8.2 Limited Licence. nojl grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial entertainment purposes, subject to these Terms. This licence does not include the right to copy, reproduce, distribute, modify, publicly display, or create derivative works from any content on the Platform without nojl's prior written consent.
9.1 The collection, use, storage, and processing of your personal information by nojl is governed by our Privacy Policy, which is published at nojl.org/privacy-policy and is incorporated into these Terms by reference. By using the nojl Platform, you consent to the data practices described in the Privacy Policy.
9.2 nojl processes personal data in compliance with applicable Philippine data protection legislation, including the Data Privacy Act of 2012 (Republic Act No. 10173). Your rights as a data subject, including the right to access, correct, and object to processing of your personal data, are described in the Privacy Policy.
10.1 Commitment. nojl is committed to promoting responsible gaming and minimizing the potential for gambling-related harm. Our Responsible Gaming Policy is published at nojl.org/responsible-gaming and forms part of these Terms.
10.2 Self-Management Tools. nojl provides all registered players with the following responsible gaming tools, accessible via account settings without requiring contact with customer support:
10.3 Mandatory Age Verification. nojl employs age verification procedures at registration and at first withdrawal. Where nojl has reasonable grounds to believe that a player is under the age of 21, the account will be suspended and the matter investigated. Winnings accumulated by an underage player will be forfeited.
10.4 Problem Gambling. If you believe that gambling is having a negative effect on your finances, relationships, or wellbeing, nojl encourages you to seek assistance. Responsible gaming support resources are available through the PAGCOR Responsible Gaming program and other Philippine support organisations, details of which are listed on the Responsible Gaming page of this site.
11.1 The nojl Platform is provided on an "as is" and "as available" basis. To the fullest extent permitted by applicable law, nojl disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
11.2 nojl shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of, or inability to use, the Platform, including but not limited to loss of data, loss of profits, or loss of business opportunity.
11.3 nojl's total aggregate liability to you under or in connection with these Terms, whether in contract, tort, or otherwise, shall not exceed the total amount deposited by you into your nojl account in the 30-day period immediately preceding the event giving rise to the claim.
11.4 Nothing in these Terms shall limit or exclude nojl's liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot be excluded or limited by applicable law.
12.1 nojl reserves the right to suspend, restrict, or terminate any player account at any time, with or without prior notice, where:
12.2 Where an account is suspended pending investigation, nojl will preserve the account balance. If the investigation confirms a breach of these Terms, nojl reserves the right to forfeit the balance in accordance with applicable provisions of these Terms.
12.3 You may close your nojl account at any time by contacting customer support via live chat. Any remaining balance will be paid out to your verified payment method, subject to completion of KYC requirements and any applicable wagering requirements on active bonus funds.
13.1 These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Republic of the Philippines.
13.2 Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be subject to the exclusive jurisdiction of the competent courts of the Republic of the Philippines, without regard to conflicts of law principles.
13.3 Before initiating any formal dispute resolution proceedings, you agree to first contact nojl's customer support team and allow a reasonable period of not less than 30 calendar days for nojl to resolve the matter through its internal dispute resolution process.
14.1 nojl reserves the right to amend, modify, or update these Terms at any time. Material changes will be communicated to registered players by email, in-Platform notification, or by posting a prominent notice on the nojl homepage, with a minimum of seven (7) calendar days' notice prior to the changes taking effect, except where a shorter notice period is required by applicable law or regulatory obligation.
14.2 Your continued use of the nojl Platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must stop using the Platform and close your account.
14.3 The current version of these Terms, including the "last updated" date, is always accessible via the footer of every page on nojl.org. It is your responsibility to review the Terms periodically for any updates.
The principles behind every clause in these Terms — clarity, fairness, and player protection
nojl's Terms are written to be read and understood — not buried in fine print. Every rule governing your account, your deposits, and your bonuses at nojl is published and accessible at all times from the footer of every page.
Every RNG game at nojl is independently certified. Game RTPs and payout rules are set by licensed providers — Evolution Gaming, JILI, Pragmatic Play, and others — and verified by third-party testing agencies. What you see is what you get.
nojl's commitment to GCash withdrawals under 30 minutes isn't a marketing promise — it's a Terms-backed operational standard. Your winnings belong to you, and nojl's payment systems are built to get them to your e-wallet without delay.
nojl processes your personal data in compliance with the Philippine Data Privacy Act of 2012. Your information is never sold to third parties. SSL encryption protects every transaction and login session on the nojl Platform.
nojl enforces the 21+ minimum age requirement at registration and at first withdrawal. KYC verification is mandatory for all accounts. No exceptions. Age restriction compliance is a legal obligation and a moral commitment at nojl.
nojl provides deposit limits, session timers, cooling-off periods, and self-exclusion to all players via account settings — no support ticket required. If gambling is becoming a problem, help is always one click away at nojl.
You've read the rules. nojl Casino offers 800+ games, instant GCash withdrawals, a certified fair game library, and a Filipino support team that's online 24/7. Register your free account in under two minutes and start playing with full transparency.
By registering at nojl you confirm you are 21 years or older and agree to these Terms & Conditions. Gambling involves financial risk — please play responsibly.